Car insurance quotes from a trusted Ontario insurance broker

Thousands of drivers across Ontario trust Bryson Insurance to find the right insurance solution for them. Whether you seek great rates, sound coverage, knowledgeable advice or a combination of the three; Bryson has you covered.

You can learn more about ways to save on premium, coverage options and more… or just jump right to contacting a member of our team now.

Common Questions about car insurance

Our clients choose us for a variety of reasons, we focus on aligning insurance with your actual needs, aim to find great rates and being there for you if you ever do need to file a claim. It also helps to know we have been serving families and individuals across Ontario for almost 40 years.

In Ontario, there are mandated minimums for aspects of your auto insurance. Determining how much you need beyond this is where we come in to help. We are happy to share the various coverage options, let you know how much adding coverage would cost and seek other discounts and savings to keep your premium down. Once you know your options, we let you choose what will work for you and your situation.

While every insurance company will have a different method for calculating your auto insurance rate the buckets, or areas, they base their calculation on are similar. Things like driving history, age of vehicle, use of vehicle and more all are part of determining the premium.

To obtain an accurate quote, we will need your car’s make, model, and year, information about your driving history and how you intend to utilize the vehicle (pleasure use / commuter vehicle). Sharing your vehicle identification number (VIN) and driver’s license number will speed up this process even more.

Fill out the form below to start a quote on your car insurance.

Car insurance that lets you save in unique ways

Required coverage for auto insurance in Ontario

If you own a vehicle in Ontario, there is the mandatory minimum required insurance coverage. Beyond the mandated basic coverages, drivers can choose extended and optional coverages designed to protect various concerns. Our insurance team is here to assist and advise in making appropriate decisions for you and your circumstances.

*NOTE* If you use your vehicle for business purposes, you may require commercial auto insurance to protect yourself adequately. Our team is happy to have a conversation with you to determine the appropriate insurance for your needs.

What is the most basic required auto insurance coverage?

Commonly referred to as ‘legal liability coverage.” Thirdparty liability coverage protects you as a driver if you’re in a car accident where you end up sued for causing physical injury to someone or damaging someone else’s property. There is a minimum coverage limit for third-party liability coverage but there often options to purchase higher liability limits.

Mandated Accident Benefits coverage is there to provide benefits to you if you get injured in a car accident. Even if you are deemed ‘at-fault’ for the accident, these accident benefits are there for you. Basic accident benefits have base-line limits that cover medical-related costs that go above and beyond what is covered by our healthcare system. Included in basic accident benefits coverage are expenses related to healthcare, rehabilitation, and attendant care. If you cannot care for yourself, some benefits ensure you have resources to be taken care of.

> Learn more about Accident Benefits.

On the most basic level of coverage, property damage coverage provides you with direct compensation should your vehicle is in an accident where you are not at-fault for the accident. This coverage also includes payment if contents in your car are damaged.

What happens if you or your family sustained injuries in an accident caused by an uninsured driver or a driver that flees the accident? Uninsured automobile coverage covers expenses relating to injury and vehicle damage.