What is the liability risk of a simple tire swap?
Another liability insurance article? Yes, this is an important read about a basic tire swap. It is important to consider what it may be like for you and your business when you don’t have proper liability limits on your insurance. THIS STORY BEGINS LIKE EVERY OTHER ROUTINE TIRE AND BRAKE INSPECTION… Garage takes possession of a customer’s car and brings [...]
What is phishing and how does it work?
Imagine your personal information as the fish and the scammer, the fisherman out to catch the fish of the day. The fisherman has many fishing rods on his boat and is constantly casting them, waiting for someone to bite. Phishing is a method scammers and hackers utilize to lure people into giving up their sensitive and personal information, including passwords, credit [...]
Risk Exposures for Retail Operations
For many, operating a retail storefront is an exciting and rewarding experience. For some, opening a retail store is a dream; for others, it is a prudent business opportunity, while others open with a combination of the two. While it is easy to focus efforts on managing the store's day-to-day operations, many business owners are not present to important exposures [...]
5 Benefits of D&O Insurance for Non-Profits
Non-profit organizations are vital to creating community. They often provide essential social services that benefit local communities. These organizations often rely on the leadership and direction of their board of directors. And the directors are often leaned on to make important decisions that shape the future of non-profit organizations. However, with each decision directors and officers make on behalf of [...]
Drones: A New Flight for Risk Management
For years, hobbyists have been flying unmanned aerial vehicles, better known as drones. Businesses have started exploring uses for this technology for their own use. Some commercial examples include: A research team in Zurich showed how flying machines are now capable of building a bridge strong enough for people to walk across; In the oil industry, Shell is using drone technology in hard-to-reach [...]
2017-2018 Ontario Workplace Blitz Schedule
Ontario released its workplace inspection blitz schedule, which goes from April 1, 2017, to March 31, 2018. Workplaces will not receive any heads up beyond the outline listed in the document. The focus is on industries with a history of increased risks, including construction, logistics, mining, among others. To comply, companies must adhere to the Occupational Health & Safety Act (OHSA) [...]