Your Auto Insurance Renewal Notice
Thank you for your continued trust in Bryson Insurance. We truly appreciate serving your insurance needs. Your insurance policies are renewing. Your Insurance Company forwards your renewal documents to you directly for your review. Your premium and payment information are attached to your policy. Changes through the year can affect your payment details so we do recommend that you carry overdraft protection on your bank accounts to avoid any returned payments.
Our role as your insurance broker is to provide extraordinary service, knowledge and choice. Our purpose is to also keep you informed of industry changes and useful guidance.
We have taken the liberty to provide an update on both your home policy and your automotive policy.
Please review your individual policy documents for further details. If you currently do not insure your home and auto insurance with us you may be missing out on significant bundling discounts, please contact our office by emailing your personal account manager or by calling us at 1-800-661-5196 to find out how much you could be saving.
Read this article to understand the benefits of bundling your insurance coverage.
Scroll down to see your auto insurance renewal information.
Automotive Insurance Policy Update
Auto reform has made major changes to your accident benefits coverage. You can watch a video from the Insurance Brokers Association of Ontario outlining the changes here.
This means that your standard Accidents Benefits coverage has been reduced by the Province of Ontario. Click here to view a pamphlet that outlines the reduced standard coverage as well as detailed information on optional increased coverage. We recommend engaging our team to discuss whether your current coverage is adequate to address your needs.
We highly recommend a minimum liability limit of $2,000,000 on all your insurance policies. You can accomplish this by increasing your standard limit, or you can purchase an Umbrella policy which extends the increased liability limit to both your automobile and property policies. If you wish to increase your coverage for a minimal charge, please contact our office for details.
Many insurance companies offer a Claims Protection endorsement, at minimal cost, which would maintain your driving record even after your first at-fault accident. If you have not already taken advantage of this beneficial optional coverage and have a clean driving record with at least 6 years of driving experience, please contact our office to review your eligibility.
There are several ways to reduce your premiums, including increasing your policy deductible or adding on discounts that are newly available. Each insurance company is different. Each offers many discounts including a Winter Tire discount or a Retiree discount. Several markets also offer significant bundled discounts for having multiple policies with the same insurer. Please contact our office to determine your discount eligibility or to receive a free no obligation quotation.
Have you changed how you use your vehicle?
Your policy contains standard terms, conditions, coverage exclusions, and standard terms, all of which could affect a claims settlement. Certain types of loss, damage, or property are not covered by your policy. It is important that you understand these limitations and that you review your policy carefully on a regular basis to ensure the information contained in your policy is accurate and coverage you have meets your current needs.
If you use your automobile for uses other than disclosed to us or your insurer, you may put yourself in a position to have a claim denied. If you are considering using your automobile for different uses or have any other updates to provide to us, please reach out to our office first to discuss the necessary updates to your policy. This will ensure your insurance coverage is not jeopardized.
Please provide any updates to us including, but not limited to, the following:
Is your vehicle now used for Business or Commercial use?
– Are you considering driving for a Ride Sharing company?
– Is there a change in the distance you commute to work or transit?
– Are there any new drivers in your household?
– Is there a change in address or location where your automobile is used or kept?
Again, we would like to thank you for choosing Bryson Insurance to help in protecting your personal, family and business needs. If you have any questions, please reach out to our team of dedicated insurance professionals. You can reach us by emailing your dedicated Account Manager or calling 1-800-661-5196.
Our dedicated Account Managers are ready to serve your insurance needs:
Donna – dmurphy@brysoninsurance.ca
James – jturner@brysoninsurance.ca
Kelly – kvieira@brysoninsurance.ca
Rebecca – rsymes@brysoninsurance.ca
Trudy – tmitchell@brysoninsurance.ca
Wendy – whenderson@brysoninsurance.ca