Preparing your Home for Winter in Ontario

Published On: November 24th, 2020Categories: Personal Insurance

I’ll be home for winter…

It is that time of year again where the sun fades early, and the temperatures drop quickly. Winter weather is here. With the change in seasons comes the usual tasks of shoveling and salting the driveway. But the duties of homeownership can be overlooked by many.

As a homeowner, it is easy to be unaware or simply forget tasks to complete as you prepare your home for winter. And, if you are a first-time homeowner, you may not know where to start. Luckily, we have put this easy list together for you. Here are some of the main things to consider when preparing your home for the winter…

Clean Out Your Gutters

Water damage is no joke and can be very costly to repair. Taking some time to clean out your gutters and remove any blockages can save you a lot of trouble. When debris and leaves block your gutters, water can overflow and create ice dams. These ice dams cause meltwater to back up, and eventually, it finds its way into your home.

Inspect Your Roof

While you are up there cleaning your gutters, it is a perfect time to inspect your roof for any loose or missing shingles. If there are, you will want to fix them before the snow comes. Melting ice and snow can cause a slow leak through your roof, most likely not covered by your insurance.

Trim Tree Branches

Maintaining the trees on your property is always a good idea, especially in the winter. Ontario is no stranger to ice storms, and the damage caused by a falling tree or tree branch can be massive. Ensuring that you trim branches from trees reduces the possibility of a big branch or tree falling on your house, your neighbor’s house, or somebody on your property.

Shut off and Drain Outdoor Water Lines

Outdoor water lines have a chance of freezing during the winter season. All outdoor water lines must be shut off and drained to avoid frozen water pipes causing damage. If left on and not appropriately drained, pipes can freeze, resulting in burst pipes and significant water damage to the inside of your home. To turn off the supply to your water lines, locate the shut-off valve, and turn it to the Off position.

Clean Out your Fireplace and Chimney

When cleaning out your fireplace, ensure no left-over debris or debris buildup in the chimney could catch fire. We also recommend sweeping chimneys once a year. It is also essential to make sure you have the appropriate doors/spark guards on your fireplace to prevent burning material from falling into your house.

Taking the time to prepare your home for winter properly can be time-consuming but is a small tradeoff for the potential issues you may face if maintenance is left incomplete. Your home is one of your most significant investments. Make sure you are protected!

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Written by:

Kyle Paterson
Kyle believes that insurance is a tool, when powerfully leveraged best ensures the vision of business leaders and families are realized. Kyle focuses on cyber risk transfer, group benefits, and corporate and individual life insurance solutions.


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