Bryson Blog

Hosting a Holiday Work Party that is Fun and Safe

Work holiday parties are a time for co-workers to laugh, mingle and connect. As the party host we have share tips to keep everyone in the spirit of the season!

Company Holiday Party Fun and... Safety!

The holiday season is filled with events full of good cheer, connection and fun. And while these events have every right to be focused on maximizing the enjoyment for staff, they can create a series of risks for the company hosting the party. Consider if an employee is injured at the party or causes damages - the employer is often on the hook. Depending on the significance of the injury or damage, it can lead to costly litigation and damage to your company reputation.

To recover larger losses it is important for companies to have the right insurance coverage in place before the party beings. Saying this, there are a number of best practices to minimize risk so you can focus on maximizing fun.

How do we responsibly serve alcohol at the holiday party?

If alcohol is served you will be classified as a ‘social-host’. Why is this important? Social-hosts may end up being responsible for the acts of their guests both at the party and after the party. An employer may be liable following a drunken driving or similar incident.

While the obvious way to limit alcohol liability risks is to avoid serving it, this is not usually common practice. To promote safety of employees and guests at employer events, consider these best practices:

  • Host event at a restaurant or hotel (away from your office);
  • Make available non-alcoholic beverage options;
  • Utilize bar stations instead of servers circulating the room. This slows down consumption;
  • Minimize free or low-cost alcohol. It is common to provide an ‘open bar’ but it is safer to provide a ‘free drink ticket’ or two instead;

How do we monitor marijuana consumption at a company-sponsored party?

Marijuana is legal now in Canada. Similar to alcohol, cannabis can increase risk at the party. However, depending on location, it may not be permitted to smoke cannabis in certain areas. Post-party can be dangerous too. Approximately 34% of vehicle crash deaths can be linked to drug-impaired driving, nearly the same percentage as crashes related to alcohol.

To keep guests safe and avoid liability concerns, consider stating the rules for cannabis consumption at the party. Remind employees that although it is a social event, it is still a work function and workplace policies still apply.

How do we keep workplace harassment and discrimination out of the party?

You may have heard stories of inappropriate behaviour at holiday party functions but what you may not have heard is that workplace harassment and discrimination policies are still present at company-sponsored events. Not enforcing these policies at a party can lead to costly litigation and claims.

In the event of a harassment related issue, does your organization have Employee Practices Liability coverage in place

Additional best practices include:

  • Aiming to have a single entrance and exit for the party. This makes it easier to know who is at the party and easier to keep unknown guests from entering;
  • Making the event a family party where employees can bring their spouse, partner, children or friend. This certainly helps to deter inappropriate behaviour;
  • Avoid making attendance mandatory. Employees who do not want to be at the party may be more likely to take out their frustration on others at the party;
  • Keep event themes and decorations as neutral as possible. Ideally your holiday party would not make reference to certain religions or beliefs. It is also important to pick a party date that does not conflict with a religious holiday.

How do we best manage food in-sensitivities?

Food is often a centerpiece of any great party. Food is also a useful way to keep party goers sober (starchy foods help reduce absorption of alcohol). However, there are food-related risks employers would benefit from considering.

If an employee or guest gets sick from food, there is the potential to sue the employer for negligence.

To minimize food-related risks, employer best practices include:

  • Ask employees to disclose any allergies they or their guests have. Two solid ways to manage this would be to (a) have employees respond back on the RSVP and (b) have employees reach out to the event coordinator directly;
  • If you are serving a buffet, include food cards that list ingredients in the food. If it is a sit-down meal, request the ingredients be listed on the menu;
  • For added protection against illness, employers can ask those preparing the food to share their preparation and handling practices.
  • Moreover, when working with a third-party food provider, ensure they have proper insurance in place as well.

Is property damage really a concern at our party?

Property damage can occur at just about any kind of party, even small, company-sponsored events. As the host, it’s your job to ensure your guests remain safe, behave appropriately and respect the venue and its contents.

To do so, employers should:

  • Set behaviour expectations before the party.
  • Have supervisors and managers chaperone the event, looking closely for inappropriate behaviour. Hire third-party security personnel as needed.
  • Remove valuable items from the party area wherever possible. Make sure any areas that you don’t want guests to enter are locked, roped off or secured in some way.
  • Review your liability insurance and know what it covers.
  • Ensure the venue is equipped to handle the number of individuals invited to the party.

Secure the Coverage You Need in Advance

Even if you take all the appropriate precautions, incidents can still occur. As such, it’s important for all organizations to secure adequate insurance.

Each business is different and may require additional policies to account for all of their exposures. Contact our team at Bryson Insurance today. We would be happy to discuss having a safe holiday party and other insurance needs as well.

Happy Holidays!

Do I get my classic car back in the event of a total loss?

One question we often receive from classic car owners that we insure is "If my classic car suffers a total loss will I get it back?"

We have good news to share...  

Classic Car Cherished Salvage is Here

For many classic car enthusiasts the vehicle means much more than a device to get from point A to point B. There is deep pride in the restoration of a classic vehicle and memories created from the many hours working on and in the vehicle. For many classic car owners, the most painful day is when that classic car is lost forever.

One of the common reasons we have forced to say goodbye to our classic vehicles is when the car suffers a covered total loss. A covered total loss is when something happens to the vehicle - vandalism, accident, natural event - and the vehicle is deemed non-salvageable. What usually happens when a classic vehicle can't be salvaged the insurance company takes possession of the vehicle and provides the vehicle owner with a cheque for the guaranteed value.

That is not how it has to be anymore! We know many classic car owners that would love their vehicle back regardless of the condition. It gives you the opportunity to rebuild the vehicle, up-cycle for a future project, or even simply take off a piece to retain as a memory.

By adding the Cherished Salvage coverage to your existing classic vehicle insurance policy, you will be able to keep your vehicle to restore it or use the parts for another project and STILL receive the full guaranteed value of the vehicle. Either way, the car you love lives on!

It is time to get a quote from Bryson Insurance for your classic vehicle.